January 30 2020

What You Need to Know About the SECURE Act

By now you have likely heard about the SECURE Act recently passed by Congress. The Setting Every Community Up for Retirement Enhancement (SECURE) Act will increase access to workplace retirement plans and expand retirement savings, but what provision...

January 03 2020

Investor Insights - January 2020

See our recap of December's key statistics and market commentary below.  Noteworthy Numbers The MSCI Emerging Markets (EM) NR USD was the leading broad index performer for the month of December, returning 7.46%. The EM Index was also the leading perf...

December 26 2019

Five Best Practices to Protect Your Retirement Nest Egg from Cybertheft

I remember when I was 10, there was no such thing as a debit card. In fact, growing up in the ‘80s meant no internet, no PayPal, no direct deposit or any type of remote banking. While they make things extremely efficient and easy for us, these techno...

December 18 2019

Which Account Should You Tap First When You Begin to Draw Retirement Income?

Congratulations on your retirement. You’ve been preparing for this moment over the course of multiple decades, saving and investing as you should in order to live your retirement years on your own terms. You’ve just received your final paycheck, and ...

December 11 2019

The Pros and Cons of the Elapsed Time Method

Qualified retirement plans have a number of weird rules.  One of them is that sometimes one year doesn’t equal a year.  For instance, under the traditional hours of service crediting method, an employee can earn a year of vesting service in as little...

December 04 2019

What You Might Have Missed - October and November 2019

The start of holiday season has everyone busy with special events, travels and precious time with family. For your convenience, I've compiled links to our recently published posts from October and November directly below.    

December 03 2019

Investor Insights - December 2019

See our recap of November's key statistics and market commentary below.  Noteworthy Numbers The S&P 500 is positive for the year by 27.63%, on track for its best calendar year return since 2013.   The US added 128,000 non-farm payrolls in October...

November 20 2019

The Stock Market’s at an All-Time High - Is Now the Time to Invest?

Buying low and selling high is easier said than done. Fear, greed, an inflated sense of forecasting and other biases constantly muddle the decisions of experts and novices alike. And yet, there’s a frequent scenario in which many investors adhere to ...

November 08 2019

New Qualified Plan Limits and Social Security Adjustments for 2020 Announced

Retirees receiving Social Security will see a small benefit increase in 2020.  Savers in qualified retirement plans (but not IRAs) will have the ability to put a bit more money away in 2020.

November 04 2019

Investor Insights - November 2019

See our recap of October's key statistics and market commentary below.  Noteworthy Numbers The preliminary reading of third quarter GDP growth in the U.S. was 1.9%. This represented a deceleration in the economy, but still beat consensus expectations...