Episode 5 of "Beer Markets" is now available! In this episode of Beer Markets, Bobby Moyer is joined by ACG Wealth Management President & CEO Sandy Wiggins to discuss the latest financial and economic news headlines, including the current "dull m...
May
18
2023
Beer Markets: More Like Dull Markets
Posted by J. Saunders Wiggins, CFP®, AIF®
in Retirement, Wealth Management, Market Performance
with No Comments
April
20
2023
Beer Markets: Housing Market, The Fed, & Earnings Expectations
Posted by J. Saunders Wiggins, CFP®, AIF®
in Retirement, Wealth Management, Market Performance
with No Comments
Episode 4 of "Beer Markets" is now available! In this episode of Beer Markets Bobby Moyer is joined by ACG Wealth Management President & CEO Sandy Wiggins to discuss the latest financial and economic news headlines including the housing market, t...
April
03
2023
Contribution Options for Small Cash Balance and Defined Benefit Plans
Posted by David J. Kupstas, FSA, EA, MSEA
in Retirement, defined benefit, cash balance
with No Comments
At the end of the plan year, some of our small cash balance (CB) and traditional defined benefit (DB) clients will contact us wanting to know what “the” contribution is for the previous year, as though there was a single option for what they are requ...
March
16
2023
Beer Markets: Banking Concerns, Jobs Report, & More
Posted by J. Saunders Wiggins, CFP®, AIF®
in Retirement, Wealth Management, Market Performance
with No Comments
Episode 3 of "Beer Markets" is now available! In this episode of "Beer Markets" Bobby Moyer is joined by ACG Wealth Management President & CEO Sandy Wiggins to discuss the latest news headlines including Silvergate, Silicon Valley Bank, and the j...
February
16
2023
Beer Markets Podcast: ChatGPT, CPI, & More
Posted by J. Saunders Wiggins, CFP®, AIF®
in Retirement, Wealth Management, Market Performance
with No Comments
At ACG, we are always looking for new ways to engage and educate the community on the world of finance. As a result of this continuous effort, we have decided to start our own podcast titled "Beer Markets." In this podcast, ACG Wealth Management CIO ...
January
20
2023
SECURE 2.0: Lots (and Lots) of New Retirement Plan Rules
Posted by David J. Kupstas, FSA, EA, MSEA
in 401(k), Retirement, Financial Planning, defined benefit, pbgc, secure act, SIMPLE, IRA, SEP, Roth, SECURE 2.0
with No Comments
By now, you have likely heard of the new law called SECURE 2.0. It was passed at the end of 2022 as part of the big omnibus spending bill and contains numerous provisions relating to qualified retirement plans and IRAs. It is a follow-up of sorts to ...
January
13
2023
Introducing ACG's New Podcast: Beer Markets
Posted by J. Saunders Wiggins, CFP®, AIF®
in Retirement, Wealth Management, Market Performance
with No Comments
At ACG, we are always looking for new ways to engage and educate the community on the world of finance. As a result of this continuous effort, we are excited to announce the start of our podcast titled "Beer Markets."
December
16
2022
If you’re older than a certain age, you’re familiar with the tagline, “Roaches check in, but they don’t check out.” It’s kind of like that in a 401(k) plan. You can easily check your money in (contribute to the plan), but it can be hard to check it o...
November
21
2022
A Guide to SIMPLE IRAs and 401(k)s for TPAs
Posted by David J. Kupstas, FSA, EA, MSEA
in 401(k), Retirement, Financial Planning, Third Party Administration, TPA, SIMPLE, IRA, SEP, Roth
with No Comments
Note: The SECURE 2.0 Act of 2022 made several changes to the rules related to SIMPLEs. Accordingly, some of the information in this article may be outdated. In the retirement plan world, SIMPLE stands for Savings Incentive Match PLan for Employees....
May
26
2022
Which Plan Design is Right for You?
Posted by Joné E. Liuzza, ERPA, QPA, QKA
in 401(k), Retirement, cross-tested, retirement plan, qualified plan
with No Comments
Many years ago, along with the birth of ERISA (Employee Retirement Income Security Act), a famous “rock” group posed a great question with the song lyrics “What’s The World Coming To?” With all that’s happening today, the question may now be apropos ...