April 21 2022

Are You Using the Right Investment Vehicle?

One way to reduce your tax drag is to use more tax-efficient vehicles. By vehicle, we mean the format or type of product that you are using in your portfolio. For example, you can invest in the S&P 500 through several types of investment vehicles...

April 05 2022

Investor Insights - April 2022

See our recap of March's key statistics and market commentary below.  Noteworthy Numbers -5.93% The Bloomberg Aggregate Bond Index lost 5.93% during the first quarter, the third worst return it has had since 1980. Bonds suffered as interest rates ros...

March 30 2022

What is Tax-Loss Harvesting? How Can it Help Reduce Your Tax Drag?

Tax-loss harvesting is one of the most well-known tax tactics for investors. It is the process of selling an investment that carries an unrealized loss. The loss realized by the investor can be used to offset realized gains elsewhere. Additionally, u...

March 07 2022

Investor Insights - March 2022

See our recap of February's key statistics and market commentary below.  Noteworthy Numbers 100 The price of a barrel of oil crossed the $100 threshold in February for the first time since 2014 as the Russian invasion of Ukraine spiked commodity pric...

February 25 2022

Buying the Dip: Making Qualified Plan Contributions Early

The stock market has been up and down throughout 2022 so far – more down than up. A number of qualified retirement plan clients have asked us about making their 2022 plan year contributions early, the goal being to “buy the dip.”

February 04 2022

Investor Insights - February 2022

See our recap of January's key statistics and market commentary below.  Noteworthy Numbers 38.94 The Vix, a measurement of volatility in the S&P 500, reached as high as 38.94 in intraday trading during January, the highest it had been since Octob...

February 02 2022

CLIENT CASE STUDY: ACG Provides a Basic Safe Harbor Match 401(k) Plan for a Fast-Growing Construction Firm

Client Problem: The owners of a fast-growing construction firm were concerned about recruiting enough talented employees to keep up with demand while retaining current employees. Seeing their personal incomes soar in recent years, the construction fi...

January 27 2022

CEO Sandy Wiggins Speaks on "The Great Resignation"

A record number of American workers left their jobs in November 2021. Check out the below video for an interview with Sandy Wiggins, CEO of ACG Wealth Management, about what caused this, how this "Great Resignation" can actually be a positive moving ...

January 20 2022

Inherited a Retirement Account Recently? Here’s Why You Need to Know About the New 10-year Rule.

The SECURE (Setting Every Community Up for Retirement Enhancement) Act was passed in 2019, effective 2020. The act established a new 10-year rule, requiring certain beneficiaries to withdraw their entire inherited retirement account balance by Decemb...

January 03 2022

Investor Insights - January 2022

See our recap of December's key statistics and market commentary below.  Noteworthy Numbers 9.6 The FTSE NAREIT All Equity REIT index gained 9.6% in December, capping an excellent year for the real estate market in which the index gained 41.30%. 6.8 ...