Many years ago, along with the birth of ERISA (Employee Retirement Income Security Act), a famous “rock” group posed a great question with the song lyrics “What’s The World Coming To?” With all that’s happening today, the question may now be apropos ...
May
26
2022
Which Plan Design is Right for You?
Posted by Joné E. Liuzza, ERPA, QPA, QKA
in 401(k), Retirement, cross-tested, retirement plan, qualified plan
with No Comments
July
10
2019
Many 401(k) and profit sharing plans are set up to be cross-tested plans. (Most of those that aren't probably should be.) There are times, however, when using cross-testing is not the best way to satisfy the nondiscrimination rules. Sometimes, you mi...