--- title: ACG Blog | Tax Strategy description: Tax Strategy | ACG Blog --- [![acg-logo-header.png](https://blog.acgworldwide.com/hs-fs/hubfs/acg-logo-header.png?width=123&name=acg-logo-header.png "acg-logo-header.png")](http://www.acgworldwide.com/) - [Who We Are](http://www.acgworldwide.com/about-acg/) - [Selected Staff Bios](http://www.acgworldwide.com/selected-staff-bios/) - [Culture and Philosophy](http://www.acgworldwide.com/culture-and-philosophy/) - [Advisory Board Members](http://www.acgworldwide.com/advisory-board-members/) - [What We Do](http://www.acgworldwide.com/our-services/) - [Wealth Management](http://www.acgworldwide.com/wealth-management/) - [Investment Advisory](http://www.acgworldwide.com/investment-advisory-services/) - [Third Party Administration](http://www.acgworldwide.com/third-party-administration/) - [Retirement Plan Consulting](http://www.acgworldwide.com/401k/) - [Financial Planning Services](http://www.acgworldwide.com/financial-planning-services/) - [Tax Strategies](http://www.acgworldwide.com/tax-strategies/) - [Who We Help](http://www.acgworldwide.com/our-clients/) - [Businesses](http://www.acgworldwide.com/businesses/) - [Entrepreneurs](http://www.acgworldwide.com/entrepreneurs/) - [Individuals and Families](http://www.acgworldwide.com/successful-individuals-and-families/) - [Foundations and Endowments](http://www.acgworldwide.com/foundations-and-endowments/) - [Press & Resources](http://www.acgworldwide.com/acg-live/) - [Blog](http://www.acgworldwide.com/blog/) - [Company News](http://www.acgworldwide.com/company-news/) - [CBS 6 News Market Briefs](http://www.acgworldwide.com/company-news/bill-fitzgerald-of-cbs-6-news-interviews-with-sandy-wiggins/) - [Monthly Investor Insights](https://blog.acgworldwide.com/topic/monthly-insights) - [Quarterly Commentary](http://www.acgworldwide.com/commentary/) - [Cost of Living Adjustments](http://www.acgworldwide.com/colas-and-limits/) - [Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/) - [Contact Us](http://www.acgworldwide.com/contact-us/) [![Richmond Virginia](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/ACGLogo_KOHi.png?width=280&height=112&name=ACGLogo_KOHi.png "Richmond Virginia")](http://www.acgworldwide.com/) ![banner2.jpg](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/banners/banner2.jpg?width=810&name=banner2.jpg "banner2.jpg") # ACG Blog April 21 2022 ## [Are You Using the Right Investment Vehicle?](https://blog.acgworldwide.com/are-you-using-the-right-investment-vehicle) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy), [Asset Allocation](https://blog.acgworldwide.com/topic/asset-allocation) with [No Comments](https://blog.acgworldwide.com/are-you-using-the-right-investment-vehicle#comments-listing) One way to reduce your tax drag is to use more tax-efficient vehicles. By vehicle, we mean the format or type of product that you are using in your portfolio. For example, you can invest in the S&P 500 through several types of investment vehicles... March 30 2022 ## [What is Tax-Loss Harvesting? How Can it Help Reduce Your Tax Drag?](https://blog.acgworldwide.com/what-is-tax-loss-harvesting) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/what-is-tax-loss-harvesting#comments-listing) Tax-loss harvesting is one of the most well-known tax tactics for investors. It is the process of selling an investment that carries an unrealized loss. The loss realized by the investor can be used to offset realized gains elsewhere. Additionally, u... February 02 2022 ## [CLIENT CASE STUDY: ACG Provides a Basic Safe Harbor Match 401(k) Plan for a Fast-Growing Construction Firm](https://blog.acgworldwide.com/case-study-reducing-tax-drag-for-a-family-owned-construction-company) Posted by [Faron Miller, CFP®](https://blog.acgworldwide.com/author/faron-miller-cfp) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy), [retirement plan](https://blog.acgworldwide.com/topic/retirement-plan), [Case Study](https://blog.acgworldwide.com/topic/case-study) with [No Comments](https://blog.acgworldwide.com/case-study-reducing-tax-drag-for-a-family-owned-construction-company#comments-listing) Client Problem: The owners of a fast-growing construction firm were concerned about recruiting enough talented employees to keep up with demand while retaining current employees. Seeing their personal incomes soar in recent years, the construction fi... October 24 2018 ## [Which Is It? Pay Less Taxes, Spend More Time with the Love of Your Life or Both?](https://blog.acgworldwide.com/participant-loans-are-they-right-for-your-plan-0) Posted by [Joseph A. Wiggins Jr., AIF®](https://blog.acgworldwide.com/author/joseph-a-wiggins-jr-aif) in [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy) with [No Comments](https://blog.acgworldwide.com/participant-loans-are-they-right-for-your-plan-0#comments-listing) Someone said to me the other day, “Growing up has been really hard. I liked it when I was a kid!” It was spoken during a discussion about all the responsibilities associated with owning and managing a business or professional practice. So why can’t i... August 22 2018 ## [Make Defined Benefit Plan Contributions By September 15, 2018 Even Though It’s a Saturday](https://blog.acgworldwide.com/make-defined-benefit-plan-contributions-by-september-15-2018) Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy), [defined benefit](https://blog.acgworldwide.com/topic/defined-benefit) with [No Comments](https://blog.acgworldwide.com/make-defined-benefit-plan-contributions-by-september-15-2018#comments-listing) You might be aware that if the due date for a tax return occurs on a weekend or holiday, that due date is moved to the next business day. This has happened a couple of times in recent years with the dreaded April 15 due date for personal tax returns ... April 25 2018 ## [Advice for How to Get Your Financial House in Order](https://blog.acgworldwide.com/advice-how-to-get-your-financial-house-in-order) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/advice-how-to-get-your-financial-house-in-order#comments-listing) The recent weather reminded us that it is indeed spring and time for spring cleaning. Last week’s federal tax deadline was a reminder that as we pull our tax paperwork together, now is the perfect time to focus our spring cleaning attention to our fi... April 18 2018 ## [How Donors Can Leverage the IRA Qualified Charitable Distribution for Smart Financial Giving and Harness the Impact of the 2017 Tax Cuts and Jobs Act](https://blog.acgworldwide.com/smart-financial-giving) Posted by [Gregory Doepke, CFP®, CAP®](https://blog.acgworldwide.com/author/gregory-doepke-cfp-cap) in [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy) with [No Comments](https://blog.acgworldwide.com/smart-financial-giving#comments-listing) With the passage of the 2017 Tax Cuts and Jobs Act (TCJA), there are changes that impact charitable giving. More specifically, individual donors and nonprofits can leverage TCJA to make smarter philanthropic contributions with the Qualified Charitabl... February 06 2017 ## [For Big Tax-Deductible Contributions, Consider a Defined Benefit Plan](https://blog.acgworldwide.com/for-big-tax-deductible-contributions-consider-a-defined-benefit-plan) Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [Retirement](https://blog.acgworldwide.com/topic/retirement), [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/for-big-tax-deductible-contributions-consider-a-defined-benefit-plan#comments-listing) Small business owners who are looking for tax-deductible retirement contributions greater than those available in a 401(k) plan should consider adopting a defined benefit (DB) plan. October 20 2016 ## [Social Security Benefits to Get a (Very) Slight Bump in 2017](https://blog.acgworldwide.com/social-security-benefits-to-get-a-very-slight-bump-in-2017) Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [Retirement](https://blog.acgworldwide.com/topic/retirement), [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy) with [No Comments](https://blog.acgworldwide.com/social-security-benefits-to-get-a-very-slight-bump-in-2017#comments-listing) Retirees on Social Security may soon be able to afford an extra cup of coffee or sandwich each month, but not much else. The Social Security Administration announced this week that monthly Social Security and Supplemental Security Income (SSI) benefi... September 10 2015 ## [Top Tax Issues for 2016](https://blog.acgworldwide.com/top-tax-issues-for-2016) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy) with [No Comments](https://blog.acgworldwide.com/top-tax-issues-for-2016#comments-listing) As the September 15 tax extension deadline looms, many business owners will start planning for 2016 and the many challenges that exist in running a business. Among the biggest headaches continues to be the Affordable Care Act (ACA) – no wonder that i... 1 [2](https://blog.acgworldwide.com/topic/tax-strategy/page/2) [Next »](https://blog.acgworldwide.com/topic/tax-strategy/page/2) [All posts](https://blog.acgworldwide.com/all) ### Subscribe to Email Updates ### Posts by Topic - [401(k) (105)](https://blog.acgworldwide.com/topic/401k) - [Retirement (105)](https://blog.acgworldwide.com/topic/retirement) - [Monthly Insights (80)](https://blog.acgworldwide.com/topic/monthly-insights) - [Financial Planning (62)](https://blog.acgworldwide.com/topic/financial-planning) - [Investments (50)](https://blog.acgworldwide.com/topic/investments) - [Wealth Management (37)](https://blog.acgworldwide.com/topic/wealth-management) - [Market Performance (28)](https://blog.acgworldwide.com/topic/market-performance) - [defined contribution (21)](https://blog.acgworldwide.com/topic/defined-contribution) - [Tax Strategy (16)](https://blog.acgworldwide.com/topic/tax-strategy) - [defined benefit (16)](https://blog.acgworldwide.com/topic/defined-benefit) - [retirement plan (10)](https://blog.acgworldwide.com/topic/retirement-plan) - [Compilation (9)](https://blog.acgworldwide.com/topic/compilation) - [covid-19 (6)](https://blog.acgworldwide.com/topic/covid-19) - [qualified plan (6)](https://blog.acgworldwide.com/topic/qualified-plan) - [Asset Allocation (5)](https://blog.acgworldwide.com/topic/asset-allocation) - [distribution planning (5)](https://blog.acgworldwide.com/topic/distribution-planning) - [irs (5)](https://blog.acgworldwide.com/topic/irs) - [Third Party Administration (4)](https://blog.acgworldwide.com/topic/third-party-administration) - [participant loan (4)](https://blog.acgworldwide.com/topic/participant-loan) - [pbgc (4)](https://blog.acgworldwide.com/topic/pbgc) - [secure act (4)](https://blog.acgworldwide.com/topic/secure-act) - [TPA (3)](https://blog.acgworldwide.com/topic/tpa) - [defined benefit funding (3)](https://blog.acgworldwide.com/topic/defined-benefit-funding) - [fiduciary obligation (3)](https://blog.acgworldwide.com/topic/fiduciary-obligation) - [options (3)](https://blog.acgworldwide.com/topic/options) - [social security (3)](https://blog.acgworldwide.com/topic/social-security) - [IRA (2)](https://blog.acgworldwide.com/topic/ira) - [Roth (2)](https://blog.acgworldwide.com/topic/roth) - [SEP (2)](https://blog.acgworldwide.com/topic/sep) - [SIMPLE (2)](https://blog.acgworldwide.com/topic/simple) - [combo plan (2)](https://blog.acgworldwide.com/topic/combo-plan) - [coronavirus (2)](https://blog.acgworldwide.com/topic/coronavirus) - [cross-tested (2)](https://blog.acgworldwide.com/topic/cross-tested) - [70 1/2 (1)](https://blog.acgworldwide.com/topic/70-1-2) - [ADP test (1)](https://blog.acgworldwide.com/topic/adp-test) - [Case Study (1)](https://blog.acgworldwide.com/topic/case-study) - [Donor Advised Fund (1)](https://blog.acgworldwide.com/topic/donor-advised-fund) - [RMD (1)](https://blog.acgworldwide.com/topic/rmd) - [SECURE 2.0 (1)](https://blog.acgworldwide.com/topic/secure-2-0) - [alternative defined contribution plan (1)](https://blog.acgworldwide.com/topic/alternative-defined-contribution-plan) - [beneficiary (1)](https://blog.acgworldwide.com/topic/beneficiary) - [cash balance (1)](https://blog.acgworldwide.com/topic/cash-balance) - [catch-up contribution (1)](https://blog.acgworldwide.com/topic/catch-up-contribution) - [collars (1)](https://blog.acgworldwide.com/topic/collars) - [contribution (1)](https://blog.acgworldwide.com/topic/contribution) - [death (1)](https://blog.acgworldwide.com/topic/death) - [deductions (1)](https://blog.acgworldwide.com/topic/deductions) - [epcrs (1)](https://blog.acgworldwide.com/topic/epcrs) - [form 5500 (1)](https://blog.acgworldwide.com/topic/form-5500) - [funding deadline (1)](https://blog.acgworldwide.com/topic/funding-deadline) - [hardship (1)](https://blog.acgworldwide.com/topic/hardship) - [integrated (1)](https://blog.acgworldwide.com/topic/integrated) - [interval funds (1)](https://blog.acgworldwide.com/topic/interval-funds) - [late deposits (1)](https://blog.acgworldwide.com/topic/late-deposits) - [mega backdoor roth ira (1)](https://blog.acgworldwide.com/topic/mega-backdoor-roth-ira) - [mistake of fact (1)](https://blog.acgworldwide.com/topic/mistake-of-fact) - [nonspouse (1)](https://blog.acgworldwide.com/topic/nonspouse) - [pension (1)](https://blog.acgworldwide.com/topic/pension) - [plan termination (1)](https://blog.acgworldwide.com/topic/plan-termination) - [put writing (1)](https://blog.acgworldwide.com/topic/put-writing) - [required minimum distribution (1)](https://blog.acgworldwide.com/topic/required-minimum-distribution) - [roth ira (1)](https://blog.acgworldwide.com/topic/roth-ira) - [successor plan (1)](https://blog.acgworldwide.com/topic/successor-plan) - [vcp (1)](https://blog.acgworldwide.com/topic/vcp) see all #### Phone: 800-231-6409 or 804-323-1886 | Fax: 804-323-1889 ©2026 ACG Worldwide. 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