February 13 2019

Deadlines for 401(k) Contributions and How to Fix Late Deposits

Taking too long to deposit an employee’s salary deferral contributions into a 401(k) plan is a big no-no. We hear all kinds of excuses why plan sponsors take too long to make their deposits. Reasonable as they may sound to the person making them, the...

February 06 2019

Emotions and Money - An Uneasy Marriage

With Valentine’s Day coming up (ahhh, I’m looking forward to my favorite chocolate!), it’s time to talk about our relationship to money. The bogeyman for many people’s relationships is often money, budgeting and investing. For a lot of folks these ar...

February 01 2019

Investor Insights - February 2019

See our recap of January's key statistics and market commentary below. 

January 16 2019

A History of Bear Markets

The S&P 500 flirted with bear market territory in December, with stocks trading downward on fears of rising interest rates, slowing economies and trade concerns. On Christmas Eve the index closed at 2,351.10, down 19.78 percent from its September 20 ...

January 09 2019

What Is a Cash Balance Plan?

Our firm provides third party administrative services for both defined benefit (DB) and defined contribution (DC) plans. There is a type of plan called “cash balance” that sort of falls in between. While they are technically DB plans, they have some ...

January 03 2019

Investor Insights - January 2019

See our recap of December's key statistics and market commentary below. 

December 26 2018

What You Might Have Missed - December 2018

  Have you been caught up in the hustle and bustle of the season and missed reading a blog post this month? Don't worry, I'm here to help. For your convenience, I've compiled links to our recently published posts directly below.  Best wishes for a ha...

December 19 2018

Enhance Your Personal Legacy Through a Donor Advised Fund

Whether you are intentional or not, you are creating your own personal and family legacy. Your legacy is what you leave behind when you pass on, and it reflects all the good you have done in this world. One of the measurable components of your legacy...

December 12 2018

What’s the Big Change with 401(k) Hardships?

On February 9, 2018, the Bipartisan Budget Act of 2018 was passed into law, which ended the government shutdown by raising the debt ceiling for the next two years. Sandwiched deep within were changes to rules that govern hardship distributions in 401...

December 03 2018

Investor Insights - December 2018

See our recap of November's key statistics and market commentary below.