--- title: ACG Blog | Retirement (5) description: Retirement | ACG Blog (5) --- [![acg-logo-header.png](https://blog.acgworldwide.com/hs-fs/hubfs/acg-logo-header.png?width=123&name=acg-logo-header.png "acg-logo-header.png")](http://www.acgworldwide.com/) - [Who We Are](http://www.acgworldwide.com/about-acg/) - [Selected Staff Bios](http://www.acgworldwide.com/selected-staff-bios/) - [Culture and Philosophy](http://www.acgworldwide.com/culture-and-philosophy/) - [Advisory Board Members](http://www.acgworldwide.com/advisory-board-members/) - [What We Do](http://www.acgworldwide.com/our-services/) - [Wealth Management](http://www.acgworldwide.com/wealth-management/) - [Investment Advisory](http://www.acgworldwide.com/investment-advisory-services/) - [Third Party Administration](http://www.acgworldwide.com/third-party-administration/) - [Retirement Plan Consulting](http://www.acgworldwide.com/401k/) - [Financial Planning Services](http://www.acgworldwide.com/financial-planning-services/) - [Tax Strategies](http://www.acgworldwide.com/tax-strategies/) - [Who We Help](http://www.acgworldwide.com/our-clients/) - [Businesses](http://www.acgworldwide.com/businesses/) - [Entrepreneurs](http://www.acgworldwide.com/entrepreneurs/) - [Individuals and Families](http://www.acgworldwide.com/successful-individuals-and-families/) - [Foundations and Endowments](http://www.acgworldwide.com/foundations-and-endowments/) - [Press & Resources](http://www.acgworldwide.com/acg-live/) - [Blog](http://www.acgworldwide.com/blog/) - [Company News](http://www.acgworldwide.com/company-news/) - [CBS 6 News Market Briefs](http://www.acgworldwide.com/company-news/bill-fitzgerald-of-cbs-6-news-interviews-with-sandy-wiggins/) - [Monthly Investor Insights](https://blog.acgworldwide.com/topic/monthly-insights) - [Quarterly Commentary](http://www.acgworldwide.com/commentary/) - [Cost of Living Adjustments](http://www.acgworldwide.com/colas-and-limits/) - [Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/) - [Contact Us](http://www.acgworldwide.com/contact-us/) [![Richmond Virginia](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/ACGLogo_KOHi.png?width=280&height=112&name=ACGLogo_KOHi.png "Richmond Virginia")](http://www.acgworldwide.com/) ![banner2.jpg](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/banners/banner2.jpg?width=810&name=banner2.jpg "banner2.jpg") # ACG Blog October 11 2017 ## [The Potential Impact of Sequence of Returns Risk](https://blog.acgworldwide.com/potential-impact-of-sequence-of-returns-risk) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Retirement](https://blog.acgworldwide.com/topic/retirement), [distribution planning](https://blog.acgworldwide.com/topic/distribution-planning) with [No Comments](https://blog.acgworldwide.com/potential-impact-of-sequence-of-returns-risk#comments-listing) As you plan your strategy for creating portfolio distributions during retirements, there are a number of different factors you should consider. These include your budget, expenses, and sources of retirement income other than your investment portfolio... September 13 2017 ## [Three Quick Tips to Make Your Wealth Last in Retirement](https://blog.acgworldwide.com/three-quick-tips-to-make-your-wealth-last-in-retirement) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/three-quick-tips-to-make-your-wealth-last-in-retirement#comments-listing) According to U.S. News & World Report, starting in 2012 and spanning 20 years, an average of 10,000 Baby Boomers will reach age 65 each day. That number seems startlingly high, especially considering research shows that many Baby Boomers are not ... July 26 2017 ## [Baby Boomer Close to Retirement? Here’s How to Prepare.](https://blog.acgworldwide.com/baby-boomer-close-to-retirement-how-to-prepare) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/baby-boomer-close-to-retirement-how-to-prepare#comments-listing) Are you a Baby Boomer close to retirement without the savings you need? If you’re still not ready to retire, you’re not alone. Every day, 10,000 Baby Boomers retire. Yet, 78% of 50-year-olds and 74% of 60-year-olds are behind in saving for retirement... July 19 2017 ## [5 Reasons Why You Need to Revisit Your 401(k) Plan Design](https://blog.acgworldwide.com/revisit-your-retirement-plan-design) Posted by [Joné E. Liuzza, ERPA, QPA, QKA](https://blog.acgworldwide.com/author/joné-e-liuzza-erpa-qpa-qka) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/revisit-your-retirement-plan-design#comments-listing) Are you guilty of having a 401(k) plan but can’t remember plan design or investment menu? If you answered yes, you are not alone. Many plan sponsors let their plan run on autopilot once it’s up and running, but it may be time to rethink your position... July 05 2017 ## [Top-Heavy Retirement Plan: A Weighty Subject to Tackle](https://blog.acgworldwide.com/top-heavy-retirement-plan) Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/top-heavy-retirement-plan#comments-listing) June 28 2017 ## [Exit Strategies Worth Considering When Selling a Dental Practice](https://blog.acgworldwide.com/exit-strategies-for-selling-a-dental-practice) Posted by [Joseph A. Wiggins Jr., AIF®](https://blog.acgworldwide.com/author/joseph-a-wiggins-jr-aif) in [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/exit-strategies-for-selling-a-dental-practice#comments-listing) For dental practice owners looking to retire, the decision to sell a dental practice is rarely easy. This major life transition means leaving your profession after years of hard work, not to mention breaking free of the emotional attachment to your b... June 21 2017 ## [Shocking Baby Boomer Retirement Statistics That Keep Us Up at Night](https://blog.acgworldwide.com/baby-boomer-retirement-statistics-keeping-us-up-at-night) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/baby-boomer-retirement-statistics-keeping-us-up-at-night#comments-listing) In America, we have 75.4 million Baby Boomers. And every day, around 10,000 of them officially retire. June 01 2017 ## [Figuring a Sole Proprietor’s Earned Income Will Have You Going in Circles](https://blog.acgworldwide.com/calculating-sole-proprietor-earned-income-will-have-you-going-in-circles) Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/calculating-sole-proprietor-earned-income-will-have-you-going-in-circles#comments-listing) Recently, we wrote about the challenges of determining retirement plan compensation for owners of S Corporations. Today, we will take a look at how plan compensation for sole proprietors is determined. The task is a bit harder for sole proprietors th... May 12 2017 ## [Measuring Service in Pensions: Something They Didn’t Teach in Nursery School](https://blog.acgworldwide.com/measuring-service-in-pensions-something-they-didnt-teach-in-nursery-school) Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/measuring-service-in-pensions-something-they-didnt-teach-in-nursery-school#comments-listing) Do you remember any songs from nursery school? I remember one that went something like this: "It’s time, time, time. It’s tickety time to tell time. And if you didn’t know what time it was, You’d have the most horrible, simply deplorable Tickety-tock... April 19 2017 ## [Retirement Plan Compensation in an S Corp: What Counts, What Doesn’t](https://blog.acgworldwide.com/retirement-plan-compensation-in-an-s-corp) Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/retirement-plan-compensation-in-an-s-corp#comments-listing) How much money do you make? How much did you make last year? For most of us, that is a fairly easy question. If you don’t know offhand, you can pull out a pay stub, tax return, or Form W-2 and get the answer. [« Previous](https://blog.acgworldwide.com/topic/retirement/page/4) [3](https://blog.acgworldwide.com/topic/retirement/page/3) [4](https://blog.acgworldwide.com/topic/retirement/page/4) 5 [6](https://blog.acgworldwide.com/topic/retirement/page/6) [7](https://blog.acgworldwide.com/topic/retirement/page/7) ... 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