ACG Blog

See our recap of May's key statistics and market commentary below.

Let’s ask Siri. Or Alexa. Or maybe we’ll Google “TPA.” Okay, so Google says “TPA” means Tissue Plasminogen Activator! And if you’re an M.D. (I suppose I should clarify that means Medical Doctor), Tissue Plasminogen Activator is the only thing TPA sta...

Most qualified retirement plans need a fidelity bond. This has been the rule for more than 40 years. Even so, it is not the kind of thing the typical plan sponsor spends a lot of time focusing on. A what bond? Fidelity who? We run across a number of ...

See our recap of April's key statistics and market commentary below.

The recent weather reminded us that it is indeed spring and time for spring cleaning. Last week’s federal tax deadline was a reminder that as we pull our tax paperwork together, now is the perfect time to focus our spring cleaning attention to our fi...

With the passage of the 2017 Tax Cuts and Jobs Act (TCJA), there are changes that impact charitable giving. More specifically, individual donors and nonprofits can leverage TCJA to make smarter philanthropic contributions with the Qualified Charitabl...

The ADP test for 401(k) plans is like a mosquito: it is annoying and has no known benefit to society. The worst outcome of a failed ADP test is you have to refund excess contributions to Highly Compensated Employees. At a minimum, you’ve wasted time ...

Here’s a public service announcement for all plan sponsors of 401(k)s. Remember the quote from "Jerry Maguire," “Help me help you?” It’s been 22 years since that movie, but it still holds true today. Third party administrators (TPAs) are the people w...

See our recap of March's key statistics and market commentary below.

November 2017 marked the ten-year anniversary of the beginning of the bear market associated with the Great Financial Crisis (GFC). Since the end of that bear market in March 2009, investors have more or less had an enjoyable and profitable ride in t...