See our recap of December's key statistics and market commentary below.
Cash balance plans have gained in popularity over the last number of years because of the tax savings opportunities available to high-earning business owners and executives. Cash balance plans offer characteristics of both defined contribution plans,...
Suppose someone works at a company, participates in the 401(k) plan, leaves the company for a number of years, and then is rehired. Does the employee re-enter the 401(k) right away, or does he need to wait a period of time like a brand new employee w...
There’s a good chance that you’ve heard of Bitcoin before. In fact, lately, there’s a good chance you can’t avoid hearing about it. As its price has skyrocketed over 1,000 percent in 2017, with much of those gains in just the past few months, Bitcoin...
See our recap of November's key statistics and market commentary to help guide your investment decisions.
What You Need to Understand About Risk Tolerance and Time Horizon
When deciding how to invest your money, the most important question is, “How much risk should I take?” Your answer can mean the difference between meeting your goals—for example, retiring when and how you want—and falling short of them. Unfortunately...
Charging Fees to Terminated Plan Participants Okay in Some Cases
When an employee leaves a small company, the expectation is that he will withdraw his 401(k) money at the same time. While former employees of larger companies often leave their 401(k) money in the plan until retirement, small companies have less tol...
An investor’s strategic asset allocation is an investment portfolio’s target mix of different asset categories. Generally, a strategic asset allocation will be rebalanced, commonly annually, to ensure the current investment allocation is not signific...
Not everybody is familiar with precise definitions of pension terms like Highly Compensated Employee, but most of us would agree that someone with an annual salary of $500,000 sounds like an HCE. In most cases, we’d be right. But there is one instanc...