---
title: ACG Blog (21)
description: ACG Blog (21)
---

[![acg-logo-header.png](https://blog.acgworldwide.com/hs-fs/hubfs/acg-logo-header.png?width=123&name=acg-logo-header.png "acg-logo-header.png")](http://www.acgworldwide.com/)

- [Who We Are](http://www.acgworldwide.com/about-acg/) 
    - [Selected Staff Bios](http://www.acgworldwide.com/selected-staff-bios/)
    - [Culture and Philosophy](http://www.acgworldwide.com/culture-and-philosophy/)
    - [Advisory Board Members](http://www.acgworldwide.com/advisory-board-members/)
- [What We Do](http://www.acgworldwide.com/our-services/) 
    - [Wealth Management](http://www.acgworldwide.com/wealth-management/)
    - [Investment Advisory](http://www.acgworldwide.com/investment-advisory-services/)
    - [Third Party Administration](http://www.acgworldwide.com/third-party-administration/)
    - [Retirement Plan Consulting](http://www.acgworldwide.com/401k/)
    - [Financial Planning Services](http://www.acgworldwide.com/financial-planning-services/)
    - [Tax Strategies](http://www.acgworldwide.com/tax-strategies/)
- [Who We Help](http://www.acgworldwide.com/our-clients/) 
    - [Businesses](http://www.acgworldwide.com/businesses/)
    - [Entrepreneurs](http://www.acgworldwide.com/entrepreneurs/)
    - [Individuals and Families](http://www.acgworldwide.com/successful-individuals-and-families/)
    - [Foundations and Endowments](http://www.acgworldwide.com/foundations-and-endowments/)
- [Press & Resources](http://www.acgworldwide.com/acg-live/) 
    - [Blog](http://www.acgworldwide.com/blog/)
    - [Company News](http://www.acgworldwide.com/company-news/)
    - [CBS 6 News Market Briefs](http://www.acgworldwide.com/company-news/bill-fitzgerald-of-cbs-6-news-interviews-with-sandy-wiggins/)
    - [Monthly Investor Insights](https://blog.acgworldwide.com/topic/monthly-insights)
    - [Quarterly Commentary](http://www.acgworldwide.com/commentary/)
    - [Cost of Living Adjustments](http://www.acgworldwide.com/colas-and-limits/)
    - [Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/)
- [Contact Us](http://www.acgworldwide.com/contact-us/)

[![Richmond Virginia](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/ACGLogo_KOHi.png?width=280&height=112&name=ACGLogo_KOHi.png "Richmond Virginia")](http://www.acgworldwide.com/)

![banner2.jpg](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/banners/banner2.jpg?width=810&name=banner2.jpg "banner2.jpg")

# ACG Blog

July 12 2017

## [The 411 on Investment Fees: Why Cheaper Doesn’t Mean Better](https://blog.acgworldwide.com/411-on-investment-fees)

Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments) with [No Comments](https://blog.acgworldwide.com/411-on-investment-fees#comments-listing)

As the old adage goes, “You get what you pay for.” In many respects, the same holds true for the investment industry. Understanding how fees work can seem daunting and the investment industry can appear complicated which is intimidating for many inve...

July 07 2017

## [Investor Insights: July 2017](https://blog.acgworldwide.com/investor-insights-july-2017)

Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-july-2017#comments-listing)

See our recap of June's key statistics and market commentary to help guide your investment decisions.

July 05 2017

## [Top-Heavy Retirement Plan: A Weighty Subject to Tackle](https://blog.acgworldwide.com/top-heavy-retirement-plan)

Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/top-heavy-retirement-plan#comments-listing)

June 28 2017

## [Exit Strategies Worth Considering When Selling a Dental Practice](https://blog.acgworldwide.com/exit-strategies-for-selling-a-dental-practice)

Posted by [Joseph A. Wiggins Jr., AIF®](https://blog.acgworldwide.com/author/joseph-a-wiggins-jr-aif) in [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/exit-strategies-for-selling-a-dental-practice#comments-listing)

For dental practice owners looking to retire, the decision to sell a dental practice is rarely easy. This major life transition means leaving your profession after years of hard work, not to mention breaking free of the emotional attachment to your b...

June 21 2017

## [Shocking Baby Boomer Retirement Statistics That Keep Us Up at Night](https://blog.acgworldwide.com/baby-boomer-retirement-statistics-keeping-us-up-at-night)

Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/baby-boomer-retirement-statistics-keeping-us-up-at-night#comments-listing)

In America, we have 75.4 million Baby Boomers. And every day, around 10,000 of them officially retire.

June 15 2017

## [Secrets from Financially Successful Dentists](https://blog.acgworldwide.com/secrets-from-financially-successful-dentists)

Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/secrets-from-financially-successful-dentists#comments-listing)

So, you’re a dentist making a decent salary, but you just can’t seem to get ahead in your financial standing. Sound familiar?

June 02 2017

## [Investor Insights: June 2017](https://blog.acgworldwide.com/investor-insights-june-2017)

Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-june-2017#comments-listing)

See our recap of May's key statistics and market commentary to help guide your investment decisions.

June 01 2017

## [Figuring a Sole Proprietor’s Earned Income Will Have You Going in Circles](https://blog.acgworldwide.com/calculating-sole-proprietor-earned-income-will-have-you-going-in-circles)

Posted by [David J. Kupstas, FSA, EA, MSEA](https://blog.acgworldwide.com/author/david-j-kupstas-fsa-ea-msea) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/calculating-sole-proprietor-earned-income-will-have-you-going-in-circles#comments-listing)

Recently, we wrote about the challenges of determining retirement plan compensation for owners of S Corporations. Today, we will take a look at how plan compensation for sole proprietors is determined. The task is a bit harder for sole proprietors th...

May 24 2017

## [5 Ways Investors Sabotage Their Own Portfolios](https://blog.acgworldwide.com/ways-investors-sabotage-their-own-portfolios)

Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management) with [No Comments](https://blog.acgworldwide.com/ways-investors-sabotage-their-own-portfolios#comments-listing)

Let me paint a picture. You are at a cocktail party with a friend. He can’t stop talking about the gains he recently made on the latest tech stock investment. You start to feel envious, maybe even a bit angry that you didn’t get in on the investment....

May 19 2017

## [Are Leveraged ETFs Right for You?](https://blog.acgworldwide.com/are-leveraged-etfs-right-for-you)

Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management) with [No Comments](https://blog.acgworldwide.com/are-leveraged-etfs-right-for-you#comments-listing)

What if someone told you that you had an equal chance of quadrupling your money or of losing four times as much as your bet at the casino? This is essentially the bet that investors will make using two new leveraged exchange-traded funds (ETFs) appro...

[« Previous](https://blog.acgworldwide.com/page/20) [19](https://blog.acgworldwide.com/page/19) [20](https://blog.acgworldwide.com/page/20) 21 [22](https://blog.acgworldwide.com/page/22) [23](https://blog.acgworldwide.com/page/23) ... [32](https://blog.acgworldwide.com/page/32) [Next »](https://blog.acgworldwide.com/page/22) [All posts](https://blog.acgworldwide.com/all)

### Subscribe to Email Updates

### Posts by Topic

- [401(k) (105)](https://blog.acgworldwide.com/topic/401k)
- [Retirement (105)](https://blog.acgworldwide.com/topic/retirement)
- [Monthly Insights (80)](https://blog.acgworldwide.com/topic/monthly-insights)
- [Financial Planning (62)](https://blog.acgworldwide.com/topic/financial-planning)
- [Investments (50)](https://blog.acgworldwide.com/topic/investments)
- [Wealth Management (37)](https://blog.acgworldwide.com/topic/wealth-management)
- [Market Performance (28)](https://blog.acgworldwide.com/topic/market-performance)
- [defined contribution (21)](https://blog.acgworldwide.com/topic/defined-contribution)
- [Tax Strategy (16)](https://blog.acgworldwide.com/topic/tax-strategy)
- [defined benefit (16)](https://blog.acgworldwide.com/topic/defined-benefit)
- [retirement plan (10)](https://blog.acgworldwide.com/topic/retirement-plan)
- [Compilation (9)](https://blog.acgworldwide.com/topic/compilation)
- [covid-19 (6)](https://blog.acgworldwide.com/topic/covid-19)
- [qualified plan (6)](https://blog.acgworldwide.com/topic/qualified-plan)
- [Asset Allocation (5)](https://blog.acgworldwide.com/topic/asset-allocation)
- [distribution planning (5)](https://blog.acgworldwide.com/topic/distribution-planning)
- [irs (5)](https://blog.acgworldwide.com/topic/irs)
- [Third Party Administration (4)](https://blog.acgworldwide.com/topic/third-party-administration)
- [participant loan (4)](https://blog.acgworldwide.com/topic/participant-loan)
- [pbgc (4)](https://blog.acgworldwide.com/topic/pbgc)
- [secure act (4)](https://blog.acgworldwide.com/topic/secure-act)
- [TPA (3)](https://blog.acgworldwide.com/topic/tpa)
- [defined benefit funding (3)](https://blog.acgworldwide.com/topic/defined-benefit-funding)
- [fiduciary obligation (3)](https://blog.acgworldwide.com/topic/fiduciary-obligation)
- [options (3)](https://blog.acgworldwide.com/topic/options)
- [social security (3)](https://blog.acgworldwide.com/topic/social-security)
- [IRA (2)](https://blog.acgworldwide.com/topic/ira)
- [Roth (2)](https://blog.acgworldwide.com/topic/roth)
- [SEP (2)](https://blog.acgworldwide.com/topic/sep)
- [SIMPLE (2)](https://blog.acgworldwide.com/topic/simple)
- [combo plan (2)](https://blog.acgworldwide.com/topic/combo-plan)
- [coronavirus (2)](https://blog.acgworldwide.com/topic/coronavirus)
- [cross-tested (2)](https://blog.acgworldwide.com/topic/cross-tested)
- [70 1/2 (1)](https://blog.acgworldwide.com/topic/70-1-2)
- [ADP test (1)](https://blog.acgworldwide.com/topic/adp-test)
- [Case Study (1)](https://blog.acgworldwide.com/topic/case-study)
- [Donor Advised Fund (1)](https://blog.acgworldwide.com/topic/donor-advised-fund)
- [RMD (1)](https://blog.acgworldwide.com/topic/rmd)
- [SECURE 2.0 (1)](https://blog.acgworldwide.com/topic/secure-2-0)
- [alternative defined contribution plan (1)](https://blog.acgworldwide.com/topic/alternative-defined-contribution-plan)
- [beneficiary (1)](https://blog.acgworldwide.com/topic/beneficiary)
- [cash balance (1)](https://blog.acgworldwide.com/topic/cash-balance)
- [catch-up contribution (1)](https://blog.acgworldwide.com/topic/catch-up-contribution)
- [collars (1)](https://blog.acgworldwide.com/topic/collars)
- [contribution (1)](https://blog.acgworldwide.com/topic/contribution)
- [death (1)](https://blog.acgworldwide.com/topic/death)
- [deductions (1)](https://blog.acgworldwide.com/topic/deductions)
- [epcrs (1)](https://blog.acgworldwide.com/topic/epcrs)
- [form 5500 (1)](https://blog.acgworldwide.com/topic/form-5500)
- [funding deadline (1)](https://blog.acgworldwide.com/topic/funding-deadline)
- [hardship (1)](https://blog.acgworldwide.com/topic/hardship)
- [integrated (1)](https://blog.acgworldwide.com/topic/integrated)
- [interval funds (1)](https://blog.acgworldwide.com/topic/interval-funds)
- [late deposits (1)](https://blog.acgworldwide.com/topic/late-deposits)
- [mega backdoor roth ira (1)](https://blog.acgworldwide.com/topic/mega-backdoor-roth-ira)
- [mistake of fact (1)](https://blog.acgworldwide.com/topic/mistake-of-fact)
- [nonspouse (1)](https://blog.acgworldwide.com/topic/nonspouse)
- [pension (1)](https://blog.acgworldwide.com/topic/pension)
- [plan termination (1)](https://blog.acgworldwide.com/topic/plan-termination)
- [put writing (1)](https://blog.acgworldwide.com/topic/put-writing)
- [required minimum distribution (1)](https://blog.acgworldwide.com/topic/required-minimum-distribution)
- [roth ira (1)](https://blog.acgworldwide.com/topic/roth-ira)
- [successor plan (1)](https://blog.acgworldwide.com/topic/successor-plan)
- [vcp (1)](https://blog.acgworldwide.com/topic/vcp)

see all

#### Phone: 800-231-6409 or 804-323-1886 | Fax: 804-323-1889

©2026 ACG Worldwide. All Rights Reserved.

ACG Wealth Management is a registered investment advisor with the Securities & Exchange Commission. If you would like to receive a copy of Form ADV, Part II please feel free to contact us at (804) 323-1886 or webmaster@acgwealthmanagement.com.

[Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/)