December 11 2019

The Pros and Cons of the Elapsed Time Method

Qualified retirement plans have a number of weird rules.  One of them is that sometimes one year doesn’t equal a year.  For instance, under the traditional hours of service crediting method, an employee can earn a year of vesting service in as little...

December 04 2019

What You Might Have Missed - October and November 2019

The start of holiday season has everyone busy with special events, travels and precious time with family. For your convenience, I've compiled links to our recently published posts from October and November directly below.    

December 03 2019

Investor Insights - December 2019

See our recap of November's key statistics and market commentary below.  Noteworthy Numbers The S&P 500 is positive for the year by 27.63%, on track for its best calendar year return since 2013.   The US added 128,000 non-farm payrolls in October, fa...

November 20 2019

The Stock Market’s at an All-Time High - Is Now the Time to Invest?

Buying low and selling high is easier said than done. Fear, greed, an inflated sense of forecasting and other biases constantly muddle the decisions of experts and novices alike. And yet, there’s a frequent scenario in which many investors adhere to ...

November 08 2019

New Qualified Plan Limits and Social Security Adjustments for 2020 Announced

Retirees receiving Social Security will see a small benefit increase in 2020.  Savers in qualified retirement plans (but not IRAs) will have the ability to put a bit more money away in 2020.

November 04 2019

Investor Insights - November 2019

See our recap of October's key statistics and market commentary below.  Noteworthy Numbers The preliminary reading of third quarter GDP growth in the U.S. was 1.9%. This represented a deceleration in the economy, but still beat consensus expectations...

October 16 2019

What Is the REAL Deadline for Making Plan Contributions?

When it comes to depositing employer contributions into qualified retirement plans, we are often asked what the deadline is for making these contributions.  Believe it or not, that is not an easy question to answer.  I suppose one way to look at it i...

October 09 2019

What You Might Have Missed - August & September 2019

Have you been busy saying goodbye to summer and welcoming the new season? For your convenience, I've compiled links to our recently published posts directly below.    

October 02 2019

Investor Insights - October 2019

See our recap of September's key statistics and market commentary below.  Noteworthy Numbers The S&P Small Cap 600 Value was the leading asset class of September with a return of 5.72%.   Futures contracts on Brent Crude oil soared as high as 19.5% o...

September 11 2019

Three Things You Should Be Doing as a Plan Sponsor

If you sponsor a 401(k) plan, you are likely working with great partners. You probably work with an advisor who maintains the investment lineup. You are also probably working with a Third Party Administrator (TPA) who handles the daily administration...