ACG Blog

See our recap of December's key statistics and market commentary below.  Noteworthy Numbers The MSCI Emerging Markets (EM) NR USD was the leading broad index performer for the month of December, returning 7.46%. The EM Index was also the leading perf...

I remember when I was 10, there was no such thing as a debit card. In fact, growing up in the ‘80s meant no internet, no PayPal, no direct deposit or any type of remote banking. While they make things extremely efficient and easy for us, these techno...

Congratulations on your retirement. You’ve been preparing for this moment over the course of multiple decades, saving and investing as you should in order to live your retirement years on your own terms. You’ve just received your final paycheck, and ...

Qualified retirement plans have a number of weird rules.  One of them is that sometimes one year doesn’t equal a year.  For instance, under the traditional hours of service crediting method, an employee can earn a year of vesting service in as little...

The start of holiday season has everyone busy with special events, travels and precious time with family. For your convenience, I've compiled links to our recently published posts from October and November directly below.    

See our recap of November's key statistics and market commentary below.  Noteworthy Numbers The S&P 500 is positive for the year by 27.63%, on track for its best calendar year return since 2013.   The US added 128,000 non-farm payrolls in October, fa...

Buying low and selling high is easier said than done. Fear, greed, an inflated sense of forecasting and other biases constantly muddle the decisions of experts and novices alike. And yet, there’s a frequent scenario in which many investors adhere to ...

Retirees receiving Social Security will see a small benefit increase in 2020.  Savers in qualified retirement plans (but not IRAs) will have the ability to put a bit more money away in 2020.

See our recap of October's key statistics and market commentary below.  Noteworthy Numbers The preliminary reading of third quarter GDP growth in the U.S. was 1.9%. This represented a deceleration in the economy, but still beat consensus expectations...

When it comes to depositing employer contributions into qualified retirement plans, we are often asked what the deadline is for making these contributions.  Believe it or not, that is not an easy question to answer.  I suppose one way to look at it i...