August 01 2019

Investor Insights - August 2019

See our recap of July's key statistics and market commentary below.  Noteworthy Numbers The fed lowered the target federal funds rate to 2.25 percent. This is the first rate cut by the Fed since 2008.    Large cap stocks have outperformed small cap s...

July 17 2019

What You Need to Know About Interval Funds

The investment industry is constantly evolving to bring investors unique ways of enhancing their portfolios. One of the more exciting evolutions in recent years is the advent of vehicles called interval funds. This blog will introduce you to the conc...

July 10 2019

When Cross-Tested Plans Become Integrated Plans

Many 401(k) and profit sharing plans are set up to be cross-tested plans. (Most of those that aren't probably should be.) There are times, however, when using cross-testing is not the best way to satisfy the nondiscrimination rules. Sometimes, you mi...

July 01 2019

Investor Insights - July 2019

See our recap of June's key statistics and market commentary below.  Noteworthy Numbers The yield on the 10-year US Treasury finished June at 2.00%, its lowest monthly close in years.    The spot price for an ounce of gold closed at $1.428 on June 24...

June 26 2019

Understanding Option Collars

Option-based collar hedges can be a great way to stay invested in stocks without exposing yourself to the same degree of losses you’d experience in a typical bear market. With the current bull market extending deep into its tenth year, the use of col...

June 19 2019

Participant Loan Basics

Participant loans are a popular feature of 401(k)s and other qualified retirement plans. It is safe to say that if employees didn’t have the ability to borrow from their retirement account when times were tough, some number of these employees simply ...

June 12 2019

401(k) Word Search

Hello summer. I have teenage girls so summer arrives with an energy in my house that is filled with sleepovers, karaoke, ice cream and late night laughter. Summer is a season where people slow down a bit to catch their breath. In a world so busy with...

June 03 2019

Investor Insights - June 2019

See our recap of May's key statistics and market commentary below.  Noteworthy Numbers The S&P 500 suffered its first monthly loss of 2019. The index fell 6.35% during the month, but it is still positive by 10.74% year-to-date.    The yield on the 10...

May 29 2019

What You Might Have Missed - May 2019

Have you been busy this month and missed reading one of our blog posts? Or perhaps you're wondering what ACG has been doing out in the community.   Don't worry, help is here. For your convenience, I've compiled links to our recently published posts d...

May 22 2019

Balanced Nutrition for Your Retirement Fund Portfolio

In my role as a 401(k) Relationship Manager, people often ask me about how to understand their mutual fund options. When it comes to investing, I encourage retirement plan participants to consider all the funds like options at a lavish Las Vegas buff...