--- title: ACG Blog | Wealth Management (4) description: Wealth Management | ACG Blog (4) --- [![acg-logo-header.png](https://blog.acgworldwide.com/hs-fs/hubfs/acg-logo-header.png?width=123&name=acg-logo-header.png "acg-logo-header.png")](http://www.acgworldwide.com/) - [Who We Are](http://www.acgworldwide.com/about-acg/) - [Selected Staff Bios](http://www.acgworldwide.com/selected-staff-bios/) - [Culture and Philosophy](http://www.acgworldwide.com/culture-and-philosophy/) - [Advisory Board Members](http://www.acgworldwide.com/advisory-board-members/) - [What We Do](http://www.acgworldwide.com/our-services/) - [Wealth Management](http://www.acgworldwide.com/wealth-management/) - [Investment Advisory](http://www.acgworldwide.com/investment-advisory-services/) - [Third Party Administration](http://www.acgworldwide.com/third-party-administration/) - [Retirement Plan Consulting](http://www.acgworldwide.com/401k/) - [Financial Planning Services](http://www.acgworldwide.com/financial-planning-services/) - [Tax Strategies](http://www.acgworldwide.com/tax-strategies/) - [Who We Help](http://www.acgworldwide.com/our-clients/) - [Businesses](http://www.acgworldwide.com/businesses/) - [Entrepreneurs](http://www.acgworldwide.com/entrepreneurs/) - [Individuals and Families](http://www.acgworldwide.com/successful-individuals-and-families/) - [Foundations and Endowments](http://www.acgworldwide.com/foundations-and-endowments/) - [Press & Resources](http://www.acgworldwide.com/acg-live/) - [Blog](http://www.acgworldwide.com/blog/) - [Company News](http://www.acgworldwide.com/company-news/) - [CBS 6 News Market Briefs](http://www.acgworldwide.com/company-news/bill-fitzgerald-of-cbs-6-news-interviews-with-sandy-wiggins/) - [Monthly Investor Insights](https://blog.acgworldwide.com/topic/monthly-insights) - [Quarterly Commentary](http://www.acgworldwide.com/commentary/) - [Cost of Living Adjustments](http://www.acgworldwide.com/colas-and-limits/) - [Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/) - [Contact Us](http://www.acgworldwide.com/contact-us/) [![Richmond Virginia](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/ACGLogo_KOHi.png?width=280&height=112&name=ACGLogo_KOHi.png "Richmond Virginia")](http://www.acgworldwide.com/) ![banner2.jpg](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/banners/banner2.jpg?width=810&name=banner2.jpg "banner2.jpg") # ACG Blog May 19 2017 ## [Are Leveraged ETFs Right for You?](https://blog.acgworldwide.com/are-leveraged-etfs-right-for-you) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management) with [No Comments](https://blog.acgworldwide.com/are-leveraged-etfs-right-for-you#comments-listing) What if someone told you that you had an equal chance of quadrupling your money or of losing four times as much as your bet at the casino? This is essentially the bet that investors will make using two new leveraged exchange-traded funds (ETFs) appro... May 10 2017 ## [Tips for Virginia Dental Practice Owners to Save More in Taxes Through 401(k) Plan Design](https://blog.acgworldwide.com/virginia-dental-practice-owners-save-more-taxes-401k-plan-design) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management) with [No Comments](https://blog.acgworldwide.com/virginia-dental-practice-owners-save-more-taxes-401k-plan-design#comments-listing) Owning a dental practice can be very lucrative, but achieving financial success is not an easy road for dentists. May 05 2017 ## [4 Essential Money Conversations to Have with Your Aging Parents](https://blog.acgworldwide.com/essential-money-conversations-to-have-with-your-aging-parents) Posted by [Joseph A. Wiggins Jr., AIF®](https://blog.acgworldwide.com/author/joseph-a-wiggins-jr-aif) in [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management) with [No Comments](https://blog.acgworldwide.com/essential-money-conversations-to-have-with-your-aging-parents#comments-listing) Financial conversations with your aging parents are not easy but they are necessary. There may be hesitation on the part of both parents and their adult children to have conversations about money. However, in the end, these conversations are invariab... January 05 2017 ## [Asset Allocation Strategies for Retirement Planning](https://blog.acgworldwide.com/asset-allocation-strategies-for-retirement-planning) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Market Performance](https://blog.acgworldwide.com/topic/market-performance) with [No Comments](https://blog.acgworldwide.com/asset-allocation-strategies-for-retirement-planning#comments-listing) The final years leading up to your retirement are critical from a financial planning perspective. During the last five to seven years of pre-retirement and the first few years of retirement itself, you will likely need to make subtle shifts in your r... December 29 2016 ## [Chasing Performance When Choosing Mutual Funds Can Be A Big Mistake](https://blog.acgworldwide.com/chasing-performance-when-choosing-mutual-funds-can-be-a-big-mistake) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Market Performance](https://blog.acgworldwide.com/topic/market-performance) with [No Comments](https://blog.acgworldwide.com/chasing-performance-when-choosing-mutual-funds-can-be-a-big-mistake#comments-listing) One of the most common investing mistakes is known as “chasing performance.” This occurs when investors base their buy and sell decisions primarily on how a mutual fund or asset class has performed during a previous short-term time period, such as la... March 10 2016 ## [European Central Bank introduces negative interest rates](https://blog.acgworldwide.com/european-central-bank-introduces-negative-interest-rates) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Market Performance](https://blog.acgworldwide.com/topic/market-performance) with [No Comments](https://blog.acgworldwide.com/european-central-bank-introduces-negative-interest-rates#comments-listing) This morning, the European Central Bank (ECB) introduced negative deposit rates and also cut its main refinancing rate to 0.00%. What this means is that European banks will have to pay the ECB 0.4% of any deposits that they hold with the central bank... February 08 2016 ## [Protect Your Retirement Savings: How to Verify Your Financial Advisor can be Trusted](https://blog.acgworldwide.com/1142-2) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Investments](https://blog.acgworldwide.com/topic/investments), [Retirement](https://blog.acgworldwide.com/topic/retirement), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management) with [No Comments](https://blog.acgworldwide.com/1142-2#comments-listing) Last week I watched the two-part TV series, Madoff. The made-for-TV movie chronicles the exploits and downfall of notorious white collar criminal, Bernie Madoff, the manager of the multi-billion dollar hedge fund. Except that it wasn’t a hedge fund—i... 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