--- title: ACG Blog | Financial Planning (3) description: Financial Planning | ACG Blog (3) --- [![acg-logo-header.png](https://blog.acgworldwide.com/hs-fs/hubfs/acg-logo-header.png?width=123&name=acg-logo-header.png "acg-logo-header.png")](http://www.acgworldwide.com/) - [Who We Are](http://www.acgworldwide.com/about-acg/) - [Selected Staff Bios](http://www.acgworldwide.com/selected-staff-bios/) - [Culture and Philosophy](http://www.acgworldwide.com/culture-and-philosophy/) - [Advisory Board Members](http://www.acgworldwide.com/advisory-board-members/) - [What We Do](http://www.acgworldwide.com/our-services/) - [Wealth Management](http://www.acgworldwide.com/wealth-management/) - [Investment Advisory](http://www.acgworldwide.com/investment-advisory-services/) - [Third Party Administration](http://www.acgworldwide.com/third-party-administration/) - [Retirement Plan Consulting](http://www.acgworldwide.com/401k/) - [Financial Planning Services](http://www.acgworldwide.com/financial-planning-services/) - [Tax Strategies](http://www.acgworldwide.com/tax-strategies/) - [Who We Help](http://www.acgworldwide.com/our-clients/) - [Businesses](http://www.acgworldwide.com/businesses/) - [Entrepreneurs](http://www.acgworldwide.com/entrepreneurs/) - [Individuals and Families](http://www.acgworldwide.com/successful-individuals-and-families/) - [Foundations and Endowments](http://www.acgworldwide.com/foundations-and-endowments/) - [Press & Resources](http://www.acgworldwide.com/acg-live/) - [Blog](http://www.acgworldwide.com/blog/) - [Company News](http://www.acgworldwide.com/company-news/) - [CBS 6 News Market Briefs](http://www.acgworldwide.com/company-news/bill-fitzgerald-of-cbs-6-news-interviews-with-sandy-wiggins/) - [Monthly Investor Insights](https://blog.acgworldwide.com/topic/monthly-insights) - [Quarterly Commentary](http://www.acgworldwide.com/commentary/) - [Cost of Living Adjustments](http://www.acgworldwide.com/colas-and-limits/) - [Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/) - [Contact Us](http://www.acgworldwide.com/contact-us/) [![Richmond Virginia](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/ACGLogo_KOHi.png?width=280&height=112&name=ACGLogo_KOHi.png "Richmond Virginia")](http://www.acgworldwide.com/) ![banner2.jpg](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/banners/banner2.jpg?width=810&name=banner2.jpg "banner2.jpg") # ACG Blog November 20 2019 ## [The Stock Market’s at an All-Time High - Is Now the Time to Invest?](https://blog.acgworldwide.com/the-stock-markets-at-an-all-time-high-is-now-the-time-to-invest) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Market Performance](https://blog.acgworldwide.com/topic/market-performance), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/the-stock-markets-at-an-all-time-high-is-now-the-time-to-invest#comments-listing) Buying low and selling high is easier said than done. Fear, greed, an inflated sense of forecasting and other biases constantly muddle the decisions of experts and novices alike. And yet, there’s a frequent scenario in which many investors adhere to ... May 22 2019 ## [Balanced Nutrition for Your Retirement Fund Portfolio](https://blog.acgworldwide.com/balanced-nutrition-for-your-retirement-fund-portfolio) Posted by [Mona Jain](https://blog.acgworldwide.com/author/mona-jain) in [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning), [Asset Allocation](https://blog.acgworldwide.com/topic/asset-allocation) with [No Comments](https://blog.acgworldwide.com/balanced-nutrition-for-your-retirement-fund-portfolio#comments-listing) In my role as a 401(k) Relationship Manager, people often ask me about how to understand their mutual fund options. When it comes to investing, I encourage retirement plan participants to consider all the funds like options at a lavish Las Vegas buff... March 13 2019 ## [Six Easy Ways to Save AND Have a Life](https://blog.acgworldwide.com/six-easy-ways-to-save-and-have-a-life) Posted by [Mona Jain](https://blog.acgworldwide.com/author/mona-jain) in [Investments](https://blog.acgworldwide.com/topic/investments), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/six-easy-ways-to-save-and-have-a-life#comments-listing) As spring is on its way, after a long and cold winter, I’m excited about all the outdoor activities my family and I can start doing again. Whether it’s a day trip to historic Colonial sites, an excitement filled afternoon at an amusement park or chec... February 20 2019 ## [Convertible Arbitrage - What Is It and Why Should You Care?](https://blog.acgworldwide.com/convertible-arbitrage) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/convertible-arbitrage#comments-listing) When the stock market is late into a bull-cycle and bond yields aren’t providing enough income, investors are often left wondering where to turn. There are a number of solutions that ACG likes to include in its clients’ portfolios, and one of those s... February 06 2019 ## [Emotions and Money - An Uneasy Marriage](https://blog.acgworldwide.com/emotions-and-money) Posted by [Mona Jain](https://blog.acgworldwide.com/author/mona-jain) in [Investments](https://blog.acgworldwide.com/topic/investments), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/emotions-and-money#comments-listing) With Valentine’s Day coming up (ahhh, I’m looking forward to my favorite chocolate!), it’s time to talk about our relationship to money. The bogeyman for many people’s relationships is often money, budgeting and investing. For a lot of folks these ar... September 12 2018 ## [Want to Save for Education Expenses? Open up a 529 Plan Account.](https://blog.acgworldwide.com/open-up-529-plan-account) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/open-up-529-plan-account#comments-listing) Opening up a 529 Plan is the best way to save for education expenses. In addition to providing a great means by which one can save for the ever-increasing costs of education, there are current and future tax benefits to enjoy. April 25 2018 ## [Advice for How to Get Your Financial House in Order](https://blog.acgworldwide.com/advice-how-to-get-your-financial-house-in-order) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Tax Strategy](https://blog.acgworldwide.com/topic/tax-strategy), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/advice-how-to-get-your-financial-house-in-order#comments-listing) The recent weather reminded us that it is indeed spring and time for spring cleaning. Last week’s federal tax deadline was a reminder that as we pull our tax paperwork together, now is the perfect time to focus our spring cleaning attention to our fi... March 21 2018 ## [Money Conversations to Have With Your Children](https://blog.acgworldwide.com/money-conversations-to-have-with-your-children) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/money-conversations-to-have-with-your-children#comments-listing) Recently our son declared to his mother that she had not bought him candy when he was little. Surprised, my wife found objection to his statement saying, “I bought you candy.” Our son recalled going through the checkout line and not being able to enj... February 21 2018 ## [How Can I Determine My Risk Tolerance?](https://blog.acgworldwide.com/how-can-i-determine-my-risk-tolerance) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/how-can-i-determine-my-risk-tolerance#comments-listing) 2018 has already surpassed 2017 when it comes to volatility in the stock market. Last year’s market was about as exciting as the Olympic qualifier for Curling, and this year is feeling more like an Alpine Ski Race at breakneck speeds. Now that invest... February 07 2018 ## [How to Get Financially Fit in 2018](https://blog.acgworldwide.com/compensation-whats-in-a-name-2) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Financial Planning](https://blog.acgworldwide.com/topic/financial-planning) with [No Comments](https://blog.acgworldwide.com/compensation-whats-in-a-name-2#comments-listing) For much of January, we’re still excited about the new year and any resolutions we made. We often think about how we can exercise more or have a healthier diet. It’s also worth giving thought to how we can better manage our savings and investments. F... [« Previous](https://blog.acgworldwide.com/topic/financial-planning/page/2) [1](https://blog.acgworldwide.com/topic/financial-planning/page/1) [2](https://blog.acgworldwide.com/topic/financial-planning/page/2) 3 [4](https://blog.acgworldwide.com/topic/financial-planning/page/4) [5](https://blog.acgworldwide.com/topic/financial-planning/page/5) ... 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All Rights Reserved. ACG Wealth Management is a registered investment advisor with the Securities & Exchange Commission. If you would like to receive a copy of Form ADV, Part II please feel free to contact us at (804) 323-1886 or webmaster@acgwealthmanagement.com. [Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/)