Joné E. Liuzza, ERPA, QPA, QKA

Joné E. Liuzza, ERPA, QPA, QKA Director of TPA Services

Recent Posts

September 27 2017

What You Need to Know Before Adopting a 401(k) Plan

The beauty of a 401(k) plan is the flexibility it offers. As a business owner, your main priority may be to offer a 401(k) plan to attract top talent. Or you may want to have a 401(k) plan to reduce taxes by offering a match or a profit-sharing compo...

July 19 2017

5 Reasons Why You Need to Revisit Your 401(k) Plan Design

Are you guilty of having a 401(k) plan but can’t remember plan design or investment menu? If you answered yes, you are not alone. Many plan sponsors let their plan run on autopilot once it’s up and running, but it may be time to rethink your position...

September 29 2016

Could Your Company Benefit From a Cross-Tested Retirement Plan?

It’s not uncommon for business owners to want to contribute more money to their own retirement accounts and those of selected employees than they do to the rest of their employees. Similarly, companies sometimes want to contribute more to older emplo...

August 31 2016

10 Tips for Plan Sponsors to get 401(k) Plan Ready for Year-End

Is it my imagination or do we get busier as the fall months come and go at an accelerated pace? Oftentimes, our hectic schedules result in a “priorities first” business model and our 401(k) plan gets put on the back burner.  Here are 10 tips for plan...

June 20 2016

Ten Guidelines for 401(k) Loans

 If your 401(k) plan allows participant loans, here are 10 rules that will keep you out of trouble and in good graces with the IRS and Department of Labor:

January 28 2016

Recordkeeper & TPA…Just Like Peas & Carrots

ADP.  ACP.  402(g).  Safe harbor.  Cross-tested.  404(a)(5).  Top-heavy.  TPA.  410(b).  CPA.  415.  ERISA.  404.  IRS.  DOL.  Blackout notice.   Revenue sharing.  5500.  QDIA.

June 18 2015

Considering a 401(k) Plan for 2015?

If you are considering setting up a 401(k) plan for 2015, you may not have as much time as you think.  October 1st is the deadline for implementing a safe harbor 401(k) plan this year.  Safe harbor design – whether a match or nonelective contribution...

June 11 2014

A Surprising Fact About Your 401(k) Plan and Beneficiary Designation

Many plan participants do not know their 401(k) plan beneficiary designation supersedes a will or trust.  Consider a beneficiary designation a legally binding document without an expiration date.