--- title: ACG Blog | Investments (5) description: Investments | ACG Blog (5) --- [![acg-logo-header.png](https://blog.acgworldwide.com/hs-fs/hubfs/acg-logo-header.png?width=123&name=acg-logo-header.png "acg-logo-header.png")](http://www.acgworldwide.com/) - [Who We Are](http://www.acgworldwide.com/about-acg/) - [Selected Staff Bios](http://www.acgworldwide.com/selected-staff-bios/) - [Culture and Philosophy](http://www.acgworldwide.com/culture-and-philosophy/) - [Advisory Board Members](http://www.acgworldwide.com/advisory-board-members/) - [What We Do](http://www.acgworldwide.com/our-services/) - [Wealth Management](http://www.acgworldwide.com/wealth-management/) - [Investment Advisory](http://www.acgworldwide.com/investment-advisory-services/) - [Third Party Administration](http://www.acgworldwide.com/third-party-administration/) - [Retirement Plan Consulting](http://www.acgworldwide.com/401k/) - [Financial Planning Services](http://www.acgworldwide.com/financial-planning-services/) - [Tax Strategies](http://www.acgworldwide.com/tax-strategies/) - [Who We Help](http://www.acgworldwide.com/our-clients/) - [Businesses](http://www.acgworldwide.com/businesses/) - [Entrepreneurs](http://www.acgworldwide.com/entrepreneurs/) - [Individuals and Families](http://www.acgworldwide.com/successful-individuals-and-families/) - [Foundations and Endowments](http://www.acgworldwide.com/foundations-and-endowments/) - [Press & Resources](http://www.acgworldwide.com/acg-live/) - [Blog](http://www.acgworldwide.com/blog/) - [Company News](http://www.acgworldwide.com/company-news/) - [CBS 6 News Market Briefs](http://www.acgworldwide.com/company-news/bill-fitzgerald-of-cbs-6-news-interviews-with-sandy-wiggins/) - [Monthly Investor Insights](https://blog.acgworldwide.com/topic/monthly-insights) - [Quarterly Commentary](http://www.acgworldwide.com/commentary/) - [Cost of Living Adjustments](http://www.acgworldwide.com/colas-and-limits/) - [Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/) - [Contact Us](http://www.acgworldwide.com/contact-us/) [![Richmond Virginia](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/ACGLogo_KOHi.png?width=280&height=112&name=ACGLogo_KOHi.png "Richmond Virginia")](http://www.acgworldwide.com/) ![banner2.jpg](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/banners/banner2.jpg?width=810&name=banner2.jpg "banner2.jpg") # ACG Blog December 29 2016 ## [Chasing Performance When Choosing Mutual Funds Can Be A Big Mistake](https://blog.acgworldwide.com/chasing-performance-when-choosing-mutual-funds-can-be-a-big-mistake) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Market Performance](https://blog.acgworldwide.com/topic/market-performance) with [No Comments](https://blog.acgworldwide.com/chasing-performance-when-choosing-mutual-funds-can-be-a-big-mistake#comments-listing) One of the most common investing mistakes is known as “chasing performance.” This occurs when investors base their buy and sell decisions primarily on how a mutual fund or asset class has performed during a previous short-term time period, such as la... December 21 2016 ## [4 Strategies For Avoiding the Trap of Emotional Investing](https://blog.acgworldwide.com/avoid-emotional-investing-strategies) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Market Performance](https://blog.acgworldwide.com/topic/market-performance) with [No Comments](https://blog.acgworldwide.com/avoid-emotional-investing-strategies#comments-listing) One of the biggest mistakes of many investors is making retirement investing decisions based on their emotions. Doing so can lead to buying high and selling low — which is the exact opposite of a successful retirement investing strategy. August 30 2016 ## [Will the Upcoming Elections Impact Your Portfolio?](https://blog.acgworldwide.com/will-the-upcoming-elections-impact-your-portfolio) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Market Performance](https://blog.acgworldwide.com/topic/market-performance) with [No Comments](https://blog.acgworldwide.com/will-the-upcoming-elections-impact-your-portfolio#comments-listing) The U.S. Presidential Election is just seventy days away now, and Americans across the country are paying attention to who will sit in the Oval Office for at least the next four years. The candidates offer a stark contrast in personality and backgrou... June 29 2016 ## [The Brangover – Brexit and its impact on the markets and your portfolio](https://blog.acgworldwide.com/the-brangover-brexit-and-its-impact-on-the-markets-and-your-portfolio) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments) with [No Comments](https://blog.acgworldwide.com/the-brangover-brexit-and-its-impact-on-the-markets-and-your-portfolio#comments-listing) Last week, the United Kingdom (UK) voted to leave the European Union (EU). This decision caught the markets by surprise, as many believed the vote would be close but not favor a leave. April 22 2016 ## [The Conflict of Interest Rule: Fiduciary Standard Impact on Investors](https://blog.acgworldwide.com/the-dol-conflict-of-interest-rule-impact-of-the-fiduciary-standard-for-investors) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [Investments](https://blog.acgworldwide.com/topic/investments), [Retirement](https://blog.acgworldwide.com/topic/retirement) with [No Comments](https://blog.acgworldwide.com/the-dol-conflict-of-interest-rule-impact-of-the-fiduciary-standard-for-investors#comments-listing) Earlier this month, the Department of Labor (DOL) released its long-awaited Conflict of Interest Rule, and the investment industry is still parsing through the language to gauge how it will impact business models. March 10 2016 ## [European Central Bank introduces negative interest rates](https://blog.acgworldwide.com/european-central-bank-introduces-negative-interest-rates) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management), [Market Performance](https://blog.acgworldwide.com/topic/market-performance) with [No Comments](https://blog.acgworldwide.com/european-central-bank-introduces-negative-interest-rates#comments-listing) This morning, the European Central Bank (ECB) introduced negative deposit rates and also cut its main refinancing rate to 0.00%. What this means is that European banks will have to pay the ECB 0.4% of any deposits that they hold with the central bank... February 08 2016 ## [Protect Your Retirement Savings: How to Verify Your Financial Advisor can be Trusted](https://blog.acgworldwide.com/1142-2) Posted by [Jimmy Pickert, CFA®, CFP®, CRPS®](https://blog.acgworldwide.com/author/jimmy-pickert-cfa-crps) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Investments](https://blog.acgworldwide.com/topic/investments), [Retirement](https://blog.acgworldwide.com/topic/retirement), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management) with [No Comments](https://blog.acgworldwide.com/1142-2#comments-listing) Last week I watched the two-part TV series, Madoff. The made-for-TV movie chronicles the exploits and downfall of notorious white collar criminal, Bernie Madoff, the manager of the multi-billion dollar hedge fund. Except that it wasn’t a hedge fund—i... January 08 2016 ## [Not so happy new year for the stock market](https://blog.acgworldwide.com/not-so-happy-new-year-for-the-stock-market) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Investments](https://blog.acgworldwide.com/topic/investments) with [No Comments](https://blog.acgworldwide.com/not-so-happy-new-year-for-the-stock-market#comments-listing) It seems as if the stock market ate at Chipotle and caught a norovirus to start 2016. December sales at Chipotle decreased around 30%, which is hopefully not what will happen to the stock market. But investors should be cautious and aware of the many... September 18 2015 ## [Janet Yellen, the Fed’s rate decision, and investing with uncertainty](https://blog.acgworldwide.com/janet-yellen-the-feds-rate-decision-and-investing-with-uncertainty) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Investments](https://blog.acgworldwide.com/topic/investments) with [No Comments](https://blog.acgworldwide.com/janet-yellen-the-feds-rate-decision-and-investing-with-uncertainty#comments-listing) For the past several weeks, the markets have been more volatile than usual. August saw the S&P 500 Total Return Index falling 6.26%, the largest calendar month decline since May 2012. This volatility was sparked primarily by concerns about China’... August 12 2015 ## [Investing in oil](https://blog.acgworldwide.com/investing-in-oil) Posted by [J. Saunders Wiggins, CFP®, AIF®](https://blog.acgworldwide.com/author/j-saunders-wiggins-cfp-aif) in [Investments](https://blog.acgworldwide.com/topic/investments) with [No Comments](https://blog.acgworldwide.com/investing-in-oil#comments-listing) As we're ending the second quarter earnings season, and getting ready for summer to end, investors are evaluating their portfolios for the rest of the year, and hopefully really for the next 3-5 years or longer. We haven't had this much volatility in... 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