--- title: ACG Blog | Bobby Moyer, CFA, CFP®, CAIA (5) description: "Bobby Moyer, CFA, CFP®, CAIA\nChief Investment Officer (5)" --- [![acg-logo-header.png](https://blog.acgworldwide.com/hs-fs/hubfs/acg-logo-header.png?width=123&name=acg-logo-header.png "acg-logo-header.png")](http://www.acgworldwide.com/) - [Who We Are](http://www.acgworldwide.com/about-acg/) - [Selected Staff Bios](http://www.acgworldwide.com/selected-staff-bios/) - [Culture and Philosophy](http://www.acgworldwide.com/culture-and-philosophy/) - [Advisory Board Members](http://www.acgworldwide.com/advisory-board-members/) - [What We Do](http://www.acgworldwide.com/our-services/) - [Wealth Management](http://www.acgworldwide.com/wealth-management/) - [Investment Advisory](http://www.acgworldwide.com/investment-advisory-services/) - [Third Party Administration](http://www.acgworldwide.com/third-party-administration/) - [Retirement Plan Consulting](http://www.acgworldwide.com/401k/) - [Financial Planning Services](http://www.acgworldwide.com/financial-planning-services/) - [Tax Strategies](http://www.acgworldwide.com/tax-strategies/) - [Who We Help](http://www.acgworldwide.com/our-clients/) - [Businesses](http://www.acgworldwide.com/businesses/) - [Entrepreneurs](http://www.acgworldwide.com/entrepreneurs/) - [Individuals and Families](http://www.acgworldwide.com/successful-individuals-and-families/) - [Foundations and Endowments](http://www.acgworldwide.com/foundations-and-endowments/) - [Press & Resources](http://www.acgworldwide.com/acg-live/) - [Blog](http://www.acgworldwide.com/blog/) - [Company News](http://www.acgworldwide.com/company-news/) - [CBS 6 News Market Briefs](http://www.acgworldwide.com/company-news/bill-fitzgerald-of-cbs-6-news-interviews-with-sandy-wiggins/) - [Monthly Investor Insights](https://blog.acgworldwide.com/topic/monthly-insights) - [Quarterly Commentary](http://www.acgworldwide.com/commentary/) - [Cost of Living Adjustments](http://www.acgworldwide.com/colas-and-limits/) - [Important Disclosures](http://www.acgworldwide.com/acg-live/website-disclosure/) - [Contact Us](http://www.acgworldwide.com/contact-us/) [![Richmond Virginia](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/ACGLogo_KOHi.png?width=280&height=112&name=ACGLogo_KOHi.png "Richmond Virginia")](http://www.acgworldwide.com/) ![banner2.jpg](https://blog.acgworldwide.com/hs-fs/hubfs/ACG_June2016/images/banners/banner2.jpg?width=810&name=banner2.jpg "banner2.jpg") # ACG Blog ## Bobby Moyer, CFA, CFP®, CAIA ![](https://blog.acgworldwide.com/hubfs/Bobby_Photo19.jpg) Bobby Moyer, CFA, CFP®, CAIA Chief Investment Officer ### Recent Posts June 01 2018 ## [Investor Insights - June 2018](https://blog.acgworldwide.com/investor-insights-june-2018-06-01-1-0-0) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-june-2018-06-01-1-0-0#comments-listing) See our recap of May's key statistics and market commentary below. May 01 2018 ## [Investor Insights - May 2018](https://blog.acgworldwide.com/investor-insights-may-2018-05-01-1-0) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-may-2018-05-01-1-0#comments-listing) See our recap of April's key statistics and market commentary below. April 02 2018 ## [Investor Insights - April 2018](https://blog.acgworldwide.com/investor-insights-april-2018-04-02-1) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-april-2018-04-02-1#comments-listing) See our recap of March's key statistics and market commentary below. March 14 2018 ## [The Good, The Bad and Maybe The Unknown About Target Date Funds](https://blog.acgworldwide.com/good-bad-and-unknown-target-date-funds) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Asset Allocation](https://blog.acgworldwide.com/topic/asset-allocation) with [No Comments](https://blog.acgworldwide.com/good-bad-and-unknown-target-date-funds#comments-listing) The Good Over the past decade the U.S. Target-Date mutual fund category has grown from under $200 billion in assets to over $880 billion as of the end of 2016. These types of investments address the “misallocation” risk that many 401(k) plan particip... March 01 2018 ## [Investor Insights - March 2018](https://blog.acgworldwide.com/investor-insights-march-2018-03-01) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-march-2018-03-01#comments-listing) See our recap of February's key statistics and market commentary below. February 02 2018 ## [Investor Insights - February 2018](https://blog.acgworldwide.com/investor-insights-february-2018-0-0-0) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-february-2018-0-0-0#comments-listing) See our recap of January's key statistics and market commentary below. January 03 2018 ## [Investor Insights: January 2018](https://blog.acgworldwide.com/investor-insights-january-2018-0) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-january-2018-0#comments-listing) See our recap of December's key statistics and market commentary below. December 20 2017 ## [Investment Considerations for Cash Balance Plans](https://blog.acgworldwide.com/investment-considerations-cash-balance-plans) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [401(k)](https://blog.acgworldwide.com/topic/401k), [Retirement](https://blog.acgworldwide.com/topic/retirement), [defined contribution](https://blog.acgworldwide.com/topic/defined-contribution) with [No Comments](https://blog.acgworldwide.com/investment-considerations-cash-balance-plans#comments-listing) Cash balance plans have gained in popularity over the last number of years because of the tax savings opportunities available to high-earning business owners and executives. Cash balance plans offer characteristics of both defined contribution plans,... December 04 2017 ## [Investor Insights: December 2017](https://blog.acgworldwide.com/investor-insights-december-2017-0-0) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Monthly Insights](https://blog.acgworldwide.com/topic/monthly-insights) with [No Comments](https://blog.acgworldwide.com/investor-insights-december-2017-0-0#comments-listing) See our recap of November's key statistics and market commentary to help guide your investment decisions. November 15 2017 ## [Why a Strategic Asset Allocation is Important](https://blog.acgworldwide.com/why-a-strategic-asset-allocation-is-important-blog) Posted by [Bobby Moyer, CFA, CFP®, CAIA](https://blog.acgworldwide.com/author/bobby-moyer-cfa-cfp-caia) in [Investments](https://blog.acgworldwide.com/topic/investments), [Wealth Management](https://blog.acgworldwide.com/topic/wealth-management) with [No Comments](https://blog.acgworldwide.com/why-a-strategic-asset-allocation-is-important-blog#comments-listing) An investor’s strategic asset allocation is an investment portfolio’s target mix of different asset categories. Generally, a strategic asset allocation will be rebalanced, commonly annually, to ensure the current investment allocation is not signific... 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