January 16 2019

A History of Bear Markets

The S&P 500 flirted with bear market territory in December, with stocks trading downward on fears of rising interest rates, slowing economies and trade concerns. On Christmas Eve the index closed at 2,351.10, down 19.78 percent from its September 20 ...

January 09 2019

What Is a Cash Balance Plan?

Our firm provides third party administrative services for both defined benefit (DB) and defined contribution (DC) plans. There is a type of plan called “cash balance” that sort of falls in between. While they are technically DB plans, they have some ...

January 03 2019

Investor Insights - January 2019

See our recap of December's key statistics and market commentary below. 

December 26 2018

What You Might Have Missed - December 2018

  Have you been caught up in the hustle and bustle of the season and missed reading a blog post this month? Don't worry, I'm here to help. For your convenience, I've compiled links to our recently published posts directly below.  Best wishes for a ha...

December 19 2018

Enhance Your Personal Legacy Through a Donor Advised Fund

Whether you are intentional or not, you are creating your own personal and family legacy. Your legacy is what you leave behind when you pass on, and it reflects all the good you have done in this world. One of the measurable components of your legacy...

December 12 2018

What’s the Big Change with 401(k) Hardships?

On February 9, 2018, the Bipartisan Budget Act of 2018 was passed into law, which ended the government shutdown by raising the debt ceiling for the next two years. Sandwiched deep within were changes to rules that govern hardship distributions in 401...

December 03 2018

Investor Insights - December 2018

See our recap of November's key statistics and market commentary below. 

November 28 2018

What You Might Have Missed - October & November 2018

  Did you go on vacation and miss reading our blog posts? Have you been swamped at the office and opened the November Investor Insights but never got a chance to read it through?  For your convenience, I've compiled links to our recently published po...

November 21 2018

A Few Nuggets of Wisdom on Pot Stocks

Last year around Thanksgiving I wrote about the craze around Bitcoin and cryptocurrencies in general. The blog’s main point was that, after seeing record numbers of new accounts opening up for the purchase of Bitcoin, investors shouldn’t rush in with...

November 14 2018

Can You Have a Maximum DB Plan Without Much Current Compensation? Yes, SIR!

It is generally the case that the more compensation one earns, the bigger the contributions and benefits he may receive from a qualified retirement plan. The limits on salary deferrals in 401(k) plans, annual additions in defined contribution plans, ...